Bank Card Management System, key management, HSM, FIPS2 HSM,
Certificate, RSA key, termianl key, clearance, settlement
Technical Considerations:
★ Flexibility / Expandable:
The proposed solution forms one part of Wisecard’s multi-channel
banking backend system and can be complemented with the additional
modules and channels from the SmartPayment product range.
Implementing the channel manager as part of the solution forms the
basis of integrating the system with new delivery channels,
Wisecard channels or third party channels.
★ Security:
Wisecard product solutions provide a number of secure
authentication methodologies that can make sure the system high
security. In addition to the authentication method the product
contains a rich set of security components that combined with HSM,
firewall technologies and recommended procedures ensures the whole
system will have full security protection.
All Wisecard software solutions are PCI compliant and meet the
security requirements from the related standards.
There is no sensitive data will be stored into the software or
cache, and the data will be encrypted as well.
★ Scalability:
Wisecard solutions incorporate fully scalable architecture that
enables high transaction volumes and organizational growth.
Wisecard recognizes the importance of designing a scalable solution
as many of our customers start by deploying traditional channels
and then expand by deploying additional channels like taxi, chain
store etc.
Wisecard smart card and payment solutions are proven strength,
mission-critical availability, and highly scalable support for
business growth make it the ideal foundation for an integrated
channel strategy.
★ High Performance:
The performance of the system is governed by a number of factors
including the database configuration, number of processors,
available memory, disk configuration, and how the system is
distribution across multiple servers. Wisecard’s professional
services division will conduct a sizing exercise to determine that
exact hardware configuration required to operate the smart card and
payment solution within an effective multi- server environment. The
recommended environment will be based on the volume of transactions
and number of user’s modelled against the recommendations resulting
from Wisecard's Quality Assurance and ongoing stress testing.
Customized training plan:
All staff that will participate in the project from the customer
will need to be trained by our trainer. There are two parts to
training:
• Foundation Training
• End User Training
Advantages:
★ Cost Reduction
SmartPayment CMS significantly reduces the operation cost of
branches.
★ Solution Flexibility
Wisecard’s business is focused on offering leading-edge delivery
channel solutions to the world market and has proven technology
solutions on all the areas that Bank are seeking to enhance.
★ User Friendly
The solution is delivered to the bank pre-configured with, Bank
specific branding Bank operational settings and financial
information.
★ Fraud Control
Company Information:
Wisecard (a WiseGroup company) is a global solution provider that
has been providing innovative payment and secure solutions to
financial institutions, government entities and telco operators
worldwide.
Wisecard have been providing EMV smart card, EMV biometric card,
EMV perso software, card issuance, EMV embossers, Smart POS
machine, Android POS, POS terminals, smart banking, smart teller
machine, kiosk, vending machine, biometric POS, Hardware Secure
Module, mobile payment platform, private label card solution,
prepaid card solution, card management system to partners in more
than 60 countries worldwide. Wisecard’s product suite empower large
global financial institutions and government sectors as well as
small to medium sized retail banks.
Wisecard solutions are adapting to the highest and latest secure
standard, and the solutions have been fully tested and certified by
international test labs, like FBI, STQC, EMV, PCI DSS, PA DSS,
VISA, MasterCard, China UnionPay, JCB, AmEx, Discover, RuPay and
etc.
Notes: FBI, STQC, EMV, PCIDSS, PADSS, Visa, MasterCard, China
UnionPay, JCB, AmEx, Discover, RuPay is a registered trademark. All
trademarks referenced here are the property of the respective
owners.
